WHY GET PRE-approved ?

The 5 benefits of a pre-approval

Buying a new or used car is an exciting time. The smell of a new car makes most of us weak at the knee's. While some people can pay cash for a car, most will require some sort of finance.


Unfortunately while a great deal of time is taken to get the best deal we can on the car, very little time is taken to make sure the finance option used to buy the car is as suitable and competitive as it can be. 

At Tropic Car Loans, we strive to secure the most suitable finance available for our clients, at the lowest possible rate, while at the same time providing the best customer service possible. Our client testimonials are evidence of this.


We are a point of contact after the loan has settled and we are with you to answer any questions you have or provide any follow up service you may need. 


We recommend getting your car loan Pre-Approved before shopping for your next car.


A Pre-Approval will provide you with the following benefits:


1 Allows you to research with your broker the best finance package / product for your needs prior to walking into the car yard.

2 Allows you to know what the repayments on your new car will be prior to signing. 

3 Saves you time when you have found the right car, your finance is ready to go. 

4 It gives you more bargaining power during the sale / negotiation. You are ready to buy.

5 Allows you to avoid the potentially expensive dealer finance.

If you are in the process of looking for a car or considering buying one this year, do not hesitate to contact us. We will do all the boring finance stuff for you, leaving you more time to look for a car.


Contact us today and we will get the process started for you.


Credit Guide Available on request