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We are all about solutions & service

Are you are looking to purchase a new or used car or piece of business equipment in the Cairns & Townsville Area? If so Tropic Car Loans can help you. 

Specialising in business car & equipment finance, we work with businesses both large and small to give them the solutions they need, and the service they no longer receive from their bank.


We know numbers, but more importantly we know how to look after our clients so their needs are met and expectations surpassed.

We have great rates, we genuinely do and we welcome the opportunity to provide you with a quote for your new car or business equipment. 

Our finance options include Chattel Mortgage, Hire Purchase, Lease & Commercial Loans. 

Our lender panel includes: 

ANZ & ANZ Health

Commonwealth Bank


Medfin Finance (NAB)

National Australia Bank



We hold accreditations with leading medical industry lenders and can assist with finance for vehicles, equipment and practice setup and expansion for medical professionals.

Car & Equipment finance isn't "One Size Fits All". There are many different variables that effect interest rates. For a quote tailored to your unique situation please get in contact with us.  

Tropic Car Loans is part of AFG, Australia's Largest Mortgage Broking Group. We are also fully accredited members of the FBAA (Finance Brokers Association of Australia). 

We look forward to working with you. 

Simon Smyth

Business owner & Cairns Broker

Mobile - 0427 216 011
Email -
Credit Rep Number - 437411
FBAA - M-324968

A born and bred Cairns local, Simon has been involved in financial services in Cairns for over 20 years. With university qualifications in Commerce and vast experience in all areas of car, equipment & commercial finance, you can be confident that Simon can expertly handle your business finance requirements. 

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